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Ability to Repay, Qualified Mortgage, High Cost and Higher-Priced Mortgage Loans

Thursday, November 30th, 2023 10:00 am - 12:00 pm CT

A BankWebinars.com Program

Click Here to register for program $279.00

Click Here to register for program and receive recording $419.00

This webinar will walk you through the compliance maze related to Ability to Repay, Qualified Mortgage, High Cost & Higher-Priced Mortgage Loans.

Regulation Z has a whole lot of requirements for loans deemed to be a Qualified Mortgage, High Cost Mortgage or a Higher-Priced Mortgage. It also requires you to verify a borrower’s Ability to Repay on certain types of loans. Keeping all these rules straight can be quite a challenge to say the least. This webinar will look at each requirement, break it down and tell you what you need to know and how to maintain compliance!

  • All About the Ability to Repay Requirements
  • Differentiating the QM Categories
  • Policy & Procedure Recommendations and Requirements
  • Small Creditor Categories, Criteria & Status Transitions
  • Small Creditor Portfolio & Balloon Payment QMs - Are they in play for you?
  • QM vs. Non-QM Risk
  • HCM Loans - What to Look for & How to Avoid
  • HPML Criteria & Effects (Exceptions, Balloon Payments, Escrows, Appraisals, etc.)
  • Your Questions, Plain English Answers & Much More!"

Instructors

Jerod Moyer is the leader of Banker's Compliance Consulting's training productions. He is a nationally recognized speaker. Whether it's a conference, seminar, school, webinar or luncheon, it's easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Banker's Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru.